{"id":96012,"date":"2022-11-13T23:49:36","date_gmt":"2022-11-13T19:49:36","guid":{"rendered":"http:\/\/guriismoambe.com\/?p=96012"},"modified":"2022-11-13T23:49:36","modified_gmt":"2022-11-13T19:49:36","slug":"%e1%83%98%e1%83%95%e1%83%90%e1%83%9c%e1%83%98%e1%83%a8%e1%83%95%e1%83%98%e1%83%9a%e1%83%a1-%e1%83%99%e1%83%9d%e1%83%9c%e1%83%99%e1%83%a3%e1%83%a0%e1%83%94%e1%83%9c%e1%83%a2%e1%83%98-%e1%83%92%e1%83%90","status":"publish","type":"post","link":"https:\/\/guriismoambe.com\/archives\/96012","title":{"rendered":"\u10d8\u10d5\u10d0\u10dc\u10d8\u10e8\u10d5\u10d8\u10da\u10e1 \u10d9\u10dd\u10dc\u10d9\u10e3\u10e0\u10d4\u10dc\u10e2\u10d8 \u10d2\u10d0\u10db\u10dd\u10e3\u10e9\u10dc\u10d3\u10d0 – \u10d5\u10d8\u10dc \u10d0\u10e0\u10d8\u10e1 \u10db\u10d4-2 \u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10d8 \u10db\u10d8\u10da\u10d8\u10d0\u10e0\u10d3\u10d4\u10e0\u10d8?"},"content":{"rendered":"

Forbes-\u10d8\u10e1 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e1 \u10e3\u10db\u10d3\u10d8\u10d3\u10e0\u10d4\u10e1\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d8\u10d0\u10e8\u10d8 \u10db\u10d4\u10dd\u10e0\u10d4 \u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10d8 \u10db\u10d8\u10da\u10d8\u10d0\u10e0\u10d3\u10d4\u10e0\u10d8 \u10d2\u10d0\u10db\u10dd\u10e9\u10dc\u10d3\u10d0. 45 \u10ec\u10da\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d8\u10da \u10da\u10dd\u10db\u10d7\u10d0\u10eb\u10d4, \u10e7\u10d0\u10d6\u10d0\u10ee\u10e3\u10e0\u10d8 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 Kaspi-\u10e1 \u10ec\u10d8\u10da\u10d8\u10e1 \u10db\u10e4\u10da\u10dd\u10d1\u10d4\u10da\u10d8 \u10d3\u10d0 \u10d0\u10e6\u10db\u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10d3\u10d8\u10e0\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10d0. \u10d8\u10e1 $3.7 \u10db\u10d8\u10da\u10d8\u10d0\u10e0\u10d3\u10d8\u10d7 Forbes-\u10d8\u10e1 \u10e1\u10d8\u10d0\u10e8\u10d8 \u10d0\u10db \u10d3\u10e0\u10dd\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 828-\u10d4 \u10de\u10dd\u10d6\u10d8\u10ea\u10d8\u10d0\u10e1 \u10d8\u10d9\u10d0\u10d5\u10d4\u10d1\u10e1. \u10d1\u10d8\u10eb\u10d8\u10dc\u10d0 \u10d8\u10d5\u10d0\u10dc\u10d8\u10e8\u10d5\u10d8\u10da\u10d8 $4.8 \u10db\u10d8\u10da\u10d8\u10d0\u10e0\u10d3\u10d8\u10d7 602-\u10d4 \u10d0\u10d3\u10d2\u10d8\u10da\u10d6\u10d4\u10d0.<\/p>\n

2020 \u10ec\u10da\u10d8\u10e1 \u10d3\u10d4\u10d9\u10d4\u10db\u10d1\u10d4\u10e0\u10e8\u10d8 \u10db\u10d8\u10ee\u10d4\u10d8\u10da \u10da\u10dd\u10db\u10d7\u10d0\u10eb\u10d4\u10db \u10db\u10d4\u10d0\u10d7\u10d4 \u10d0\u10d3\u10d2\u10d8\u10da\u10d8 \u10d3\u10d0\u10d8\u10d9\u10d0\u10d5\u10d0 \u10e7\u10d0\u10d6\u10d0\u10ee\u10d4\u10d7\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d8\u10d0\u10dc\u10d8 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10db\u10d4\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e0\u10d4\u10d8\u10e2\u10d8\u10dc\u10d2\u10e8\u10d8.<\/p>\n

\u10db\u10d8\u10ee\u10d4\u10d8\u10da \u10da\u10dd\u10db\u10d7\u10d0\u10eb\u10d4 \u10d1\u10d0\u10d7\u10e3\u10db\u10e8\u10d8\u10d0 \u10d3\u10d0\u10d1\u10d0\u10d3\u10d4\u10d1\u10e3\u10da\u10d8 1975 \u10ec\u10da\u10d8\u10e1 17 \u10dd\u10e5\u10e2\u10dd\u10db\u10d1\u10d4\u10e0\u10e1.<\/p>\n

\u10db\u10d0\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10e3\u10da\u10d8 \u10d0\u10e5\u10d5\u10e1 BBA \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d8 (\u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10d0\u10d3\u10db\u10d8\u10dc\u10d8\u10e1\u10e2\u10e0\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d1\u10d0\u10d9\u10d0\u10da\u10d0\u10d5\u10e0\u10d8) \u10db\u10d4\u10dc\u10d4\u10ef\u10db\u10d4\u10dc\u10e2\u10d8\u10e1 \u10d4\u10d5\u10e0\u10dd\u10de\u10e3\u10da \u10e1\u10d9\u10dd\u10da\u10d0\u10e8\u10d8 (\u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd) 1997 \u10ec\u10d4\u10da\u10e1 \u10d3\u10d0 MBA \u10ee\u10d0\u10e0\u10d8\u10e1\u10ee\u10d8 (\u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10d8\u10e1 \u10d0\u10d3\u10db\u10d8\u10dc\u10d8\u10e1\u10e2\u10e0\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10d0\u10d2\u10d8\u10e1\u10e2\u10e0\u10d8) \u10f0\u10d0\u10e0\u10d5\u10d0\u10e0\u10d3\u10d8\u10e1 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10e1\u10d9\u10dd\u10da\u10d0\u10e8\u10d8( Harvard Business School) 2002 \u10ec\u10d4\u10da\u10e1.<\/p>\n

forbes.ge-\u10e1 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d8\u10d7, \u10db\u10d8\u10ee\u10d4\u10d8\u10da \u10da\u10dd\u10db\u10d7\u10d0\u10eb\u10d4\u10db \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10e1\u10d0\u10e5\u10db\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10d3\u10d0\u10d8\u10ec\u10e7\u10dd \u10d3\u10d0 1995 \u10ec\u10d4\u10da\u10e1 \u10d0\u10e3\u10d3\u10d8\u10e2\u10dd\u10e0\u10e3\u10da\u10d8 \u10e4\u10d8\u10e0\u10db\u10d0 \u201e\u10ef\u10d8-\u10e1\u10d8-\u10ef\u10d8 \u10d0\u10e3\u10d3\u10d8\u10e2\u10d8\u201d \u10d3\u10d0\u10d0\u10e4\u10e3\u10eb\u10dc\u10d0, \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4 \u10ec\u10da\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10d4\u10e1 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 Ernst&Young-\u10d8\u10e1 \u10ef\u10d2\u10e3\u10e4\u10d8\u10e1 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8 \u10d2\u10d0\u10ee\u10d3\u10d0.<\/p>\n

2002 \u10ec\u10da\u10d8\u10d3\u10d0\u10dc \u10db\u10d8\u10ee\u10d4\u10d8\u10da \u10da\u10dd\u10db\u10d7\u10d0\u10eb\u10d4\u10db \u10db\u10d0\u10d8\u10d9\u10da \u10e5\u10d0\u10da\u10d5\u10d8\u10e1 Baring Vostok Capital Partners-\u10d8\u10e1 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10db\u10d4\u10dc\u10d4\u10ef\u10d4\u10e0\u10d8\u10e1 \u10de\u10dd\u10e1\u10e2\u10d8 \u10d3\u10d0\u10d8\u10d9\u10d0\u10d5\u10d0 \u10d3\u10d0 2004 \u10ec\u10da\u10d8\u10d3\u10d0\u10dc \u10db\u10d8\u10e1\u10d8 \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10d8\u10ea \u10d2\u10d0\u10ee\u10d3\u10d0. \u10e8\u10d4\u10db\u10d3\u10d2\u10dd\u10db\u10e8\u10d8 \u10d8\u10d2\u10d8 Baring Vostok Capital Partners-\u10d8 Kaspi \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10ec\u10d0\u10db\u10e7\u10d5\u10d0\u10dc\u10d8 \u10d0\u10e5\u10ea\u10d8\u10dd\u10dc\u10d4\u10e0\u10d8 \u10d3\u10d0 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10dd\u10e0\u10d8\u10ea \u10ee\u10d3\u10d4\u10d1\u10d0.<\/p>\n

\u10db\u10d8\u10ee\u10d4\u10d8\u10da \u10da\u10dd\u10db\u10d7\u10d0\u10eb\u10d4 \u10d0\u10db\u10d1\u10dd\u10d1\u10e1, \u10e0\u10dd\u10db \u10d8\u10e1 \u10e7\u10d0\u10d6\u10d0\u10ee\u10d4\u10d7\u10e8\u10d8 \u10e1\u10ec\u10dd\u10e0\u10d4\u10d3 Baring Vostok Capital Partners-\u10d8\u10e1 \u10db\u10d4\u10e8\u10d5\u10d4\u10dd\u10d1\u10d8\u10d7 \u10d0\u10e6\u10db\u10dd\u10e9\u10dc\u10d3\u10d0, \u10e0\u10dd\u10db\u10d4\u10da\u10db\u10d0\u10ea \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d0 \u10db\u10d0\u10e8\u10d8\u10dc\u10d3\u10d4\u10da \u0411\u0430\u043d\u043a \u041a\u0430\u0441\u043f\u0438\u0439\u0441\u043a\u0438\u0439-\u10e8\u10d8 \u10d2\u10d0\u10dc\u10d0\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d0.<\/p>\n

\u201e\u10d4\u10e1 \u10d8\u10e7\u10dd \u10e9\u10d4\u10db\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea Baring Vostok-\u10d8\u10e1 \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10d8\u10e1 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d0. \u10e9\u10d4\u10db\u10d8 \u10e7\u10dd\u10e4\u10d8\u10da\u10d8 \u10d9\u10e3\u10e0\u10e1\u10d4\u10da\u10d8 \u10f0\u10d0\u10e0\u10d5\u10d0\u10e0\u10d3\u10d8\u10d3\u10d0\u10dc \u10d1\u10d0\u10dc\u10d9\u10e8\u10d8 \u10db\u10e3\u10e8\u10d0\u10dd\u10d1\u10d3\u10d0 \u10d3\u10d0 \u10e8\u10d4\u10db\u10dd\u10db\u10d7\u10d0\u10d5\u10d0\u10d6\u10d0, \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10e0\u10d4\u10d1\u10d8\u10d7 \u10d3\u10d0\u10d5\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d4\u10d1\u10e3\u10da\u10d8\u10e7\u10d0\u10d5\u10d8. \u10e7\u10d0\u10d6\u10d0\u10ee\u10d4\u10d7\u10e8\u10d8 \u10d2\u10d0\u10d5\u10d4\u10db\u10d2\u10d6\u10d0\u10d5\u10e0\u10d4 \u10d3\u10d0 \u10d4\u10e1 \u10d8\u10e7\u10dd \u201e\u10d4\u10e0\u10d7\u10d8 \u10dc\u10d0\u10ee\u10d5\u10d8\u10d7 \u10e1\u10d8\u10e7\u10d5\u10d0\u10e0\u10e3\u10da\u10d8\u201c \u10d0\u10dc \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d8\u10d7\u10e5\u10d5\u10d0\u10e1, \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10dd\u10d1\u10d0 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8\u10d5\u10d4 \u10dc\u10d0\u10ee\u10d5\u10d8\u10d3\u10d0\u10dc.<\/p>\n

Baring Vostok-\u10db\u10d0 \u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10d0 \u10e7\u10d0\u10d6\u10d0\u10ee\u10d4\u10d7\u10e8\u10d8 2006 \u10ec\u10d4\u10da\u10e1 \u10d2\u10d0\u10dc\u10d0\u10ee\u10dd\u10e0\u10ea\u10d8\u10d4\u10da\u10d0. \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10d3\u10d0\u10d8\u10ec\u10e7\u10dd 2007 \u10ec\u10da\u10d8\u10e1 \u10d9\u10e0\u10d8\u10d6\u10d8\u10e1\u10d8 \u10d3\u10d0 \u10e7\u10d5\u10d4\u10da\u10d0\u10e4\u10d4\u10e0\u10d8 \u10ea\u10e3\u10d3\u10d0\u10d3 \u10ec\u10d0\u10d5\u10d8\u10d3\u10d0. \u10db\u10d9\u10d5\u10d4\u10d7\u10e0\u10d8 \u10d3\u10d0 \u10e1\u10ec\u10e0\u10d0\u10e4\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ec\u10e7\u10d5\u10d4\u10e2\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e6\u10d4\u10d1\u10d8\u10e1 \u10d3\u10e0\u10dd \u10d3\u10d0\u10d3\u10d2\u10d0 \u10d3\u10d0 \u10d5\u10d8\u10e4\u10d8\u10e5\u10e0\u10d4\u10d7, \u10e0\u10dd\u10db \u10d9\u10d0\u10e0\u10d2\u10d8 \u10d8\u10e5\u10dc\u10d4\u10d1\u10dd\u10d3\u10d0, \u10d7\u10e3 Kaspi-\u10d8\u10e1 \u10d0\u10e6\u10db\u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10d3\u10d8\u10e0\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8 \u10d2\u10d0\u10d5\u10ee\u10d3\u10d4\u10d1\u10dd\u10d3\u10d8. \u10d0\u10e5\u10d0\u10db\u10d3\u10d4, \u10e9\u10d4\u10db\u10d8 \u10d3\u10d8\u10d3\u10d8 \u10e1\u10d0\u10db\u10e3\u10e8\u10d0\u10dd \u10d2\u10d0\u10db\u10dd\u10ea\u10d3\u10d8\u10da\u10d4\u10d1\u10d8\u10e1 \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3, \u10d0\u10e0\u10d0\u10e4\u10e0\u10d8\u10d7 \u10d5\u10e3\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d4\u10d1\u10dd\u10d3\u10d8 \u10e1\u10d0\u10d1\u10d0\u10dc\u10d9\u10dd \u10e1\u10e4\u10d4\u10e0\u10dd\u10e1. \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8 \u10db\u10d4 \u10d0\u10e3\u10d3\u10d8\u10e2\u10dd\u10e0\u10e3\u10da\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 \u10e8\u10d4\u10d5\u10e5\u10db\u10d4\u10dc\u10d8 \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10d4\u10d1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10d3\u10e6\u10d4\u10e1 Ernst&Young-\u10d8\u10e1 \u10dc\u10d0\u10ec\u10d8\u10da\u10d8\u10d0. \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10f0\u10d0\u10e0\u10d5\u10d0\u10e0\u10d3\u10e8\u10d8 \u10ec\u10d0\u10d5\u10d4\u10d3\u10d8 \u10e1\u10d0\u10e1\u10ec\u10d0\u10d5\u10da\u10d4\u10d1\u10da\u10d0\u10d3.<\/p>\n

\u10d5\u10e4\u10d8\u10e5\u10e0\u10dd\u10d1, \u10d2\u10d0\u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10da\u10d0. \u10e9\u10d4\u10db \u10d2\u10d5\u10d4\u10e0\u10d3\u10d8\u10d7 \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e1 \u201e\u10e1\u10ec\u10dd\u10e0\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8\u201c \u10d8\u10e7\u10d5\u10dc\u10d4\u10dc. \u10db\u10d0\u10e1\u10ec\u10d0\u10d5\u10da\u10d4\u10d1\u10da\u10d4\u10d1\u10d8 \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8\u10d3\u10d0\u10dc \u10d3\u10d0 \u10de\u10d0\u10e0\u10e2\u10dc\u10d8\u10dd\u10e0\u10d4\u10d1\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10d3\u10d0\u10dc, \u10e8\u10d4\u10db\u10d3\u10d4\u10d2 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10dd\u10e0\u10d4\u10d1\u10d8 \u10d3\u10d0 \u10db\u10d4\u10d2\u10dd\u10d1\u10e0\u10d4\u10d1\u10d8 \u10f0\u10d0\u10e0\u10d5\u10d0\u10e0\u10d3\u10d8\u10d3\u10d0\u10dc\u201c, \u2013 \u10d0\u10db\u10d1\u10dd\u10d1\u10e1 \u10d1\u10d8\u10d6\u10dc\u10d4\u10e1\u10db\u10d4\u10dc\u10d8 forbes.ge-\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 2020 \u10ec\u10da\u10d8\u10e1 \u10dc\u10dd\u10d4\u10db\u10d1\u10d4\u10e0\u10e8\u10d8 \u10db\u10d8\u10ea\u10d4\u10db\u10e3\u10da \u10d8\u10dc\u10e2\u10d4\u10e0\u10d5\u10d8\u10e3\u10e8\u10d8.<\/p>\n

Kaspi Bank-\u10db\u10d0 \u10ea\u10d8\u10e4\u10e0\u10e3\u10da\u10d8 \u10e2\u10e0\u10d0\u10dc\u10e1\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d0 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e2\u10d4\u10db\u10de\u10d8\u10d7 2011 \u10ec\u10da\u10d8\u10e1 \u10e8\u10d4\u10db\u10d3\u10d2\u10dd\u10db \u10d3\u10d0\u10d8\u10ec\u10e7\u10dd. \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da\u10d8 \u10e1\u10d0\u10e4\u10e3\u10da\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d8\u10d7 \u10d0\u10e0\u10e1\u10d4\u10d1\u10e3\u10da \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10e1, \u10db\u10d8\u10ee\u10d4\u10d8\u10da \u10da\u10dd\u10db\u10d7\u10d0\u10eb\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d2\u10d0\u10e2\u10d0\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10e0\u10d4\u10e4\u10dd\u10e0\u10db\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3, 2014 \u10ec\u10da\u10d8\u10d3\u10d0\u10dc \u10d4\u10da\u10d4\u10e5\u10e2\u10e0\u10dd\u10dc\u10e3\u10da\u10d8 \u10d9\u10dd\u10db\u10d4\u10e0\u10ea\u10d8\u10d8\u10e1 \u10e1\u10d8\u10e1\u10e2\u10d4\u10db\u10d0\u10ea \u10d3\u10d0\u10d4\u10db\u10d0\u10e2\u10d0.<\/p>\n

Forbes Georgia-\u10e1 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d8\u10d7, \u10db\u10d8\u10ee\u10d4\u10d8\u10da \u10da\u10dd\u10db\u10d7\u10d0\u10eb\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d3\u10d0 Kaspi-\u10e1 \u10ec\u10d0\u10e0\u10db\u10d0\u10e2\u10d4\u10d1\u10d0\u10e8\u10d8 \u10db\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10da\u10dd\u10d5\u10d0\u10dc\u10d8 \u10e0\u10dd\u10da\u10d8 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10d3\u10d0\u10dc \u10ec\u10d0\u10e1\u10e3\u10da\u10db\u10d0 \u10e1\u10ee\u10d5\u10d0 \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10d8\u10dd\u10dc\u10d0\u10da\u10d4\u10d1\u10db\u10d0\u10ea \u10e8\u10d4\u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10e1. \u10dc\u10dd\u10db\u10d4\u10e0 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10db\u10d0\u10e0\u10d9\u10d4\u10e2\u10de\u10da\u10d4\u10d8\u10e1\u10d8\u10e1 \u10d3\u10d8\u10e0\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1 \u10db\u10dd\u10d0\u10d3\u10d2\u10d8\u10da\u10d8\u10e1 \u10e1\u10e2\u10d0\u10e2\u10e3\u10e1\u10d8\u10d7 Kaspi-\u10e8\u10d8 \u10d0\u10e0\u10d8\u10e1 \u10ec\u10d0\u10e0\u10db\u10dd\u10d3\u10d2\u10d4\u10dc\u10d8\u10da\u10d8 \u10d7\u10d4\u10dc\u10d2\u10d8\u10d6 \u10db\u10dd\u10e1\u10d8\u10eb\u10d4, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10db\u10d8\u10ee\u10d4\u10d8\u10da \u10da\u10dd\u10db\u10d7\u10d0\u10eb\u10d8\u10e1 \u10d2\u10e3\u10dc\u10d3\u10e1 \u10e7\u10d0\u10d6\u10d0\u10ee\u10d4\u10d7\u10e8\u10d8 \u10d7\u10d0\u10d5\u10d8\u10d3\u10d0\u10dc\u10d5\u10d4 \u10e8\u10d4\u10e3\u10d4\u10e0\u10d7\u10d3\u10d0 \u10db\u10d0\u10db\u10e3\u10d9\u10d0 \u10d9\u10d5\u10d8\u10e0\u10d9\u10d5\u10d4\u10da\u10d8\u10d0\u10e1\u10d7\u10d0\u10dc \u10d4\u10e0\u10d7\u10d0\u10d3. \u10d4\u10e1 \u10e3\u10d9\u10d0\u10dc\u10d0\u10d9\u10dc\u10d4\u10da\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e8\u10d8 IT \u10db\u10d8\u10db\u10d0\u10e0\u10d7\u10e3\u10da\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10ee\u10d4\u10da\u10db\u10eb\u10e6\u10d5\u10d0\u10dc\u10d4\u10da\u10d8\u10d0. \u10d0\u10db\u10d0\u10d5\u10d4 \u10ec\u10e7\u10d0\u10e0\u10dd\u10e1 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d8\u10d7, \u10dd\u10e0\u10d8\u10d5\u10d4 \u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10d8 \u10db\u10d4\u10dc\u10d4\u10ef\u10d4\u10e0\u10d8 (\u10db\u10dd\u10e1\u10d8\u10eb\u10d4 \u10d3\u10d0 \u10d9\u10d5\u10d8\u10e0\u10d9\u10d5\u10d4\u10da\u10d8\u10d0) \u10d0\u10e1\u10d4\u10d5\u10d4 \u10e4\u10da\u10dd\u10d1\u10e1 KASPI-\u10e1 \u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10e1.<\/p>\n

\u10e7\u10d0\u10d6\u10d0\u10ee\u10e3\u10e0\u10d8 \u10e2\u10d4\u10e5\u10dc\u10dd\u10da\u10dd\u10d2\u10d8\u10e3\u10e0\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 Kaspi.kz-\u10d8\u10e1 \u10d3\u10d0\u10db\u10d0\u10d0\u10e0\u10e1\u10d4\u10d1\u10da\u10d4\u10d1\u10d8 \u10db\u10d8\u10da\u10d8\u10d0\u10e0\u10d3\u10d4\u10e0\u10d4\u10d1\u10d8 \u10d2\u10d0\u10e1\u10e3\u10da\u10d8 \u10ec\u10da\u10d8\u10e1 \u10dd\u10e5\u10e2\u10dd\u10db\u10d1\u10d4\u10e0\u10e8\u10d8 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d8\u10e1 \u10da\u10dd\u10dc\u10d3\u10dd\u10dc\u10d8\u10e1 \u10e1\u10d0\u10e4\u10dd\u10dc\u10d3\u10dd \u10d1\u10d8\u10e0\u10df\u10d0\u10d6\u10d4 \u10d2\u10d0\u10dc\u10d7\u10d0\u10d5\u10e1\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10d3\u10d4\u10d2\u10d0\u10d3 \u10d2\u10d0\u10ee\u10d3\u10dc\u10d4\u10dc. Forbes-\u10d8\u10e1 \u10db\u10d8\u10d4\u10e0 \u10d1\u10d0\u10dc\u10d9\u10d8\u10e1 \u10d7\u10d0\u10dc\u10d0\u10d3\u10d0\u10db\u10e4\u10e3\u10eb\u10dc\u10d4\u10d1\u10d4\u10da \u10d5\u10d8\u10d0\u10e9\u10d4\u10e1\u10da\u10d0\u10d5 \u10d9\u10d8\u10db\u10d8\u10e1 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d0 2020 \u10ec\u10da\u10d8\u10e1 \u10dc\u10dd\u10d4\u10db\u10d1\u10e0\u10d8\u10e1 \u10d1\u10dd\u10da\u10dd\u10e1 $2.5 \u10db\u10d8\u10da\u10d8\u10d0\u10e0\u10d3\u10d0\u10d3 \u10d8\u10e7\u10dd \u10e8\u10d4\u10e4\u10d0\u10e1\u10d4\u10d1\u10e3\u10da\u10d8, \u10ee\u10dd\u10da\u10dd \u10db\u10d7\u10d0\u10d5\u10d0\u10e0\u10d8 \u10d0\u10e6\u10db\u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10d3\u10d8\u10e0\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10e1\u10d0 \u10d3\u10d0 \u10d7\u10d0\u10dc\u10d0\u10d3\u10d0\u10db\u10d0\u10d0\u10e0\u10e1\u10d4\u10d1\u10da\u10d8\u10e1, \u10db\u10d8\u10ee\u10d4\u10d8\u10da \u10da\u10dd\u10db\u10d7\u10d0\u10eb\u10d8\u10e1 \u2013 $2 \u10db\u10d8\u10da\u10d8\u10d0\u10e0\u10d3\u10d0\u10d3. \u10d2\u10d0\u10db\u10dd\u10d3\u10d8\u10e1, \u10e0\u10dd\u10db \u10e1\u10e3\u10da \u10e0\u10d0\u10e6\u10d0\u10ea 5 \u10d7\u10d5\u10d4\u10e8\u10d8 \u10db\u10d8\u10ee\u10d4\u10d8\u10da \u10da\u10dd\u10db\u10d7\u10d0\u10eb\u10d8\u10e1 \u10e5\u10dd\u10dc\u10d4\u10d1\u10d0 1,7 \u10db\u10d8\u10da\u10d8\u10d0\u10e0\u10d3\u10d8 \u10d0\u10e8\u10e8 \u10d3\u10dd\u10da\u10d0\u10e0\u10d8\u10d7 \u10d2\u10d0\u10d8\u10d6\u10d0\u10e0\u10d3\u10d0.<\/p>\n

2020 \u10ec\u10d4\u10da\u10e1 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 Kaspi.kz-\u10d8\u10e1 \u10d9\u10dd\u10e0\u10d4\u10e5\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10db\u10d0 \u10ec\u10db\u10d8\u10dc\u10d3\u10d0 \u10db\u10dd\u10d2\u10d4\u10d1\u10d0\u10db 274,318 \u10db\u10da\u10e0\u10d3 \u10e2\u10d4\u10dc\u10d2\u10d4 (630 931 \u10d0\u10e8\u10e8 \u10d3\u10dd\u10da\u10d0\u10e0\u10d8) \u10e8\u10d4\u10d0\u10d3\u10d2\u10d8\u10dc\u10d0. \u10e1\u10d0\u10d0\u10e5\u10ea\u10d8\u10dd \u10e1\u10d0\u10d6\u10dd\u10d2\u10d0\u10d3\u10dd\u10d4\u10d1\u10d0 Kaspi.kz-\u10d8\u10e1 \u10d3\u10d8\u10e0\u10d4\u10e5\u10e2\u10dd\u10e0\u10d7\u10d0 \u10e1\u10d0\u10d1\u10ed\u10dd\u10e1 \u10e0\u10d4\u10d9\u10dd\u10db\u10d4\u10dc\u10d3\u10d0\u10ea\u10d8\u10d8\u10d7, 2021 \u10ec\u10da\u10d8\u10e1 29 \u10db\u10d0\u10e0\u10e2\u10d8\u10d3\u10d0\u10dc \u10e3\u10d1\u10e0\u10d0\u10da\u10dd \u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d6\u10d4 \u10d3\u10d8\u10d5\u10d8\u10d3\u10d4\u10dc\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10ea\u10d4\u10db\u10d0 \u10d3\u10d0\u10d8\u10ec\u10e7\u10dd. \u10db\u10d7\u10da\u10d8\u10d0\u10dc\u10dd\u10d1\u10d0\u10e8\u10d8 \u10d3\u10d8\u10d5\u10d8\u10d3\u10d4\u10dc\u10d3\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d8\u10d7 \u10d2\u10d0\u10ea\u10d4\u10db\u10e3\u10da\u10d8 \u10d8\u10e5\u10dc\u10d4\u10d1\u10d0 171 \u10db\u10da\u10e0\u10d3 \u10e2\u10d4\u10dc\u10d2\u10d4 (\u10d9\u10dd\u10e0\u10d4\u10e5\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10ec\u10db\u10d8\u10dc\u10d3\u10d0 \u10db\u10dd\u10d2\u10d4\u10d1\u10d8\u10e1 62,3%). \u10d0\u10e6\u10e1\u10d0\u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10d8\u10d0, \u10e0\u10dd\u10db 2019 \u10ec\u10d4\u10da\u10e1 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e1 \u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d6\u10d4 \u10d3\u10d8\u10d5\u10d8\u10d3\u10d4\u10dc\u10d3\u10d4\u10d1\u10d8 \u10d0\u10e0 \u10d2\u10d0\u10e3\u10ea\u10d8\u10d0.<\/p>\n

\u10e7\u10d0\u10d6\u10d0\u10ee\u10d4\u10d7\u10d8\u10e1 \u10e1\u10d0\u10e4\u10dd\u10dc\u10d3\u10dd \u10d1\u10d8\u10e0\u10df\u10d8\u10e1 \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d8\u10d7, Kaspi.kz-\u10e1 \u10d0\u10e5\u10d5\u10e1 216,742 \u10db\u10da\u10dc \u10e3\u10d1\u10e0\u10d0\u10da\u10dd \u10d0\u10e5\u10ea\u10d8\u10d0, \u10db\u10d0\u10d7 \u10e8\u10dd\u10e0\u10d8\u10e1, \u10d2\u10d0\u10dc\u10d7\u10d0\u10d5\u10e1\u10d4\u10d1\u10e3\u10da\u10d8 \u2013 199,5 \u10db\u10da\u10dc, \u10db\u10d0\u10d7\u10d2\u10d0\u10dc \u10db\u10d8\u10db\u10dd\u10e5\u10ea\u10d4\u10d5\u10d0\u10e8\u10d8 \u2013 191,805 \u10db\u10da\u10dc. \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0\u10e1 \u10de\u10e0\u10d8\u10d5\u10d8\u10da\u10d4\u10d2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d0\u10e5\u10ea\u10d8\u10d4\u10d1\u10d8 \u10d0\u10e0 \u10d2\u10d0\u10d0\u10e9\u10dc\u10d8\u10d0.<\/p>\n","protected":false},"excerpt":{"rendered":"

Forbes-\u10d8\u10e1 \u10db\u10e1\u10dd\u10e4\u10da\u10d8\u10dd\u10e1 \u10e3\u10db\u10d3\u10d8\u10d3\u10e0\u10d4\u10e1\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d4\u10d1\u10d8\u10e1 \u10e1\u10d8\u10d0\u10e8\u10d8 \u10db\u10d4\u10dd\u10e0\u10d4 \u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10d8 \u10db\u10d8\u10da\u10d8\u10d0\u10e0\u10d3\u10d4\u10e0\u10d8 \u10d2\u10d0\u10db\u10dd\u10e9\u10dc\u10d3\u10d0. 45 \u10ec\u10da\u10d8\u10e1 \u10db\u10d8\u10ee\u10d4\u10d8\u10da \u10da\u10dd\u10db\u10d7\u10d0\u10eb\u10d4, \u10e7\u10d0\u10d6\u10d0\u10ee\u10e3\u10e0\u10d8 \u10e4\u10d8\u10dc\u10e2\u10d4\u10e5 \u10d9\u10dd\u10db\u10de\u10d0\u10dc\u10d8\u10d0 Kaspi-\u10e1 \u10ec\u10d8\u10da\u10d8\u10e1 \u10db\u10e4\u10da\u10dd\u10d1\u10d4\u10da\u10d8 \u10d3\u10d0 \u10d0\u10e6\u10db\u10d0\u10e1\u10e0\u10e3\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10d3\u10d8\u10e0\u10d4\u10e5\u10e2\u10dd\u10e0\u10d8\u10d0. \u10d8\u10e1 $3.7 \u10db\u10d8\u10da\u10d8\u10d0\u10e0\u10d3\u10d8\u10d7 Forbes-\u10d8\u10e1 \u10e1\u10d8\u10d0\u10e8\u10d8 \u10d0\u10db \u10d3\u10e0\u10dd\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 828-\u10d4… <\/p>\n","protected":false},"author":10,"featured_media":96013,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[3,2],"tags":[],"class_list":["post-96012","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-3","category-2"],"_links":{"self":[{"href":"https:\/\/guriismoambe.com\/wp-json\/wp\/v2\/posts\/96012","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/guriismoambe.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/guriismoambe.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/guriismoambe.com\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/guriismoambe.com\/wp-json\/wp\/v2\/comments?post=96012"}],"version-history":[{"count":1,"href":"https:\/\/guriismoambe.com\/wp-json\/wp\/v2\/posts\/96012\/revisions"}],"predecessor-version":[{"id":96014,"href":"https:\/\/guriismoambe.com\/wp-json\/wp\/v2\/posts\/96012\/revisions\/96014"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/guriismoambe.com\/wp-json\/wp\/v2\/media\/96013"}],"wp:attachment":[{"href":"https:\/\/guriismoambe.com\/wp-json\/wp\/v2\/media?parent=96012"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/guriismoambe.com\/wp-json\/wp\/v2\/categories?post=96012"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/guriismoambe.com\/wp-json\/wp\/v2\/tags?post=96012"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}